How To Buy A Diamond Engagement Ring

It is an exhilarating experience and a very personal affair when buying a diamond engagement ring. Sometimes you can make a wrong design due to an impaired judgment. Be unbiased, scientific and objective is the most reliable method to purchase a diamond engagement ring. The following are some easy steps to help you make an informed decision.

Budget

It is crucial to know how much you are willing to spend in buying the ring. Use the regular two months’ salary as a benchmark on how much to devote to the ring. It’s nice to have a budget that you will settle on to help you to buy the ring.

It is better to have the diamond set as it’s cheaper instead of buying loose diamonds as they are costly. But the advantages of buying loose diamonds are you can make your design your ring, and they are easy to appraise.

Quality Jeweler

It is advisable to consult a reputable jewel. It is much better to ask many different jewelers to get to know your option. You can get a good overview on how to about buying diamonds as well.

Consider Your Partners Test

Find your partners test by observing what she wears if you are buying for them. Most women could prefer to choose by themselves when it comes to the purchase of a diamond engagement ring in most cases. But it is important to at least know her likes and dislikes if you want to surprise her.

Certification

Before you buy the ring, ask for a diamond grade certification report and make sure an independent appraiser assesses it. Do not settle on recommended or an in-house appraiser it should be your decision to choose on whose appraisal service you wish to use.

Return Policy

Before you make your purchase, read and make sure you comprehend the return policy. Reputable jewelers have a one-month return policy. Ask your jeweler if they will approve for a full refund, if the grades the jeweler provided do not match with the third party appraiser grades just to be safe. Walk away if the cannot provide such a guarantee.

Insurance

It is better to have your diamond engagement ring assessed and insured. General insurance covers do not cover loss or damage; it covers on theft. So read the policy carefully and make sure you understand the terms and conditions.

Buy the engagement ring in time, not for the last moment as it takes a lot of time to choose correctly. It takes weeks to set loose diamonds if you are opting to buy them.